BKK Pro Vita is a German Health Insurer, part of ICD, a larger health insurance group with 10.9 million clients. In the first seven and a half months of 2021, 216,695 of those ICD clients visited their doctor for what their doctor coded on health records as a COVID vaccine side-effect.
Andreas Schoefbeck, a board member from BKK, wrote a letter to report this finding to the German agency responsible for recording COVID vaccine side-effects, the Paul Ehrlich Institute.
The Paul Ehrlich Institute had recorded only 244,576 COVID vaccine adverse events for all of 2021. Extrapolating the data from it's 10.9 million clients over 7.5 months to all of Germany for all of 2021, BKK projected that their would have been 3.1 million vaccine adverse events in Germany in 2021. In other words, the official data on COVID vaccine adverse effects under-estimated what could be projected from BKK data by more that 12 times:
The BKK data also indicated that severe COVID vaccine events were also seriously under-reported:
Based on the BKK's data, the Paul Ehrlich Institute under-reported serious COVID vaccine adverse reactions by a whopping 13 times.
A similar pattern emerged for deaths:
Once again, BKK data indicated the actual number of deaths resulting from COVID vaccines to be almost 14 times the official number.
BKK blamed the disparity between their data and the official data on the fact that doctors do not get paid to report COVID vaccine side-effects. When each such report takes about 30 minutes of a doctor's time, this is hardly surprising.
What does this new data tell us about the risk-benefit trade-off of getting vaccinated?
Our World in Data tells us 61,817,000 Germans had received one or more doses of a COVID vaccine by the end of 2021. Divide that into the 31,254 extrapolated deaths shown above and you get a fatality rate of 0.05 percent. That's not a huge fatality rate, roughly the same as a very bad flu.
Where it gets dodgy is that the infection fatality rate for COVID is lower than that for anyone under thirty-five years of age.
Consider this data from Springer:
For anyone under the age of 35, their risk of dying if they catch COVID is 0.004 percent. In other words, this data suggests, if you are under the age of 35, you are 12.5 times as likely to be killed by the vaccine as you would be to die if you caught COVID.
Even this overstates the risk. Officially only about 6% of Canadians had had COVID before Omicron arrived. We know that the majority of COVID cases were asymptomatic, and that most of them never got tracked.
Competent countries did mass community sero-positivity testing to determine the actual number of people who had recovered from COVID. Canada did not. That said, it seems highly unlikely that more than 25 percent of the Canadian population had had COVID prior to the appearance of Omicron. You can't die of COVID if you don't catch it, so that cuts a person’s risk of dying of COVID by at least a factor of four.
That means, if you are under the age of 35, and if this German data is generalizable, your risk of being killed by the COVID vaccines was 50 times greater than your risk of dying of COVID itself. If your age is between 35 and 44, you were more than three times as likely to be killed by the COVID vaccines as you were to die of COVID itself.
Only over the age of 45 is there a net reduction in your risk of dying if you get vaccinated.
Omicron has only modestly changed this picture. Though virtually everyone is getting exposed to Omicron, Omicron is so much less deadly it doesn't change the risk-benefit ratio much, if at all.
I present the above data with a number of caveats:
The original data is behind a paywall at Die Welt, so I've had to use a secondary source. If this secondary source is in any way fraudulent, I'm sure we'll find that out very soon.
The second caveat is that the data from 10.9 million Germans at one health insurer has been extrapolated to all 82 million Germans. The BKK board member who posted their company's data recommended that all German health insurers do the same data checks. That information could be made available quite quickly, and would then give the overall data an extremely high level of reliability.
The third caveat is that we don't know the ages of the vaccine-caused fatalities. If vaccines are primarily killing the old, that would overstate the risk of vaccines to people under the age of 45. That said, it is almost impossible to imagine that the risk of dying from the vaccines would be lower than the risk of dying of COVID in those under the age of 45.
The fourth caveat is this is German data. Germany used a different mix of vaccines than Canada did. They have different age demographics, and possibly there are genetic differences in COVID susceptibility. That said, the trend here is so robust, it's hard to imagine that the risk-benefit ratio for Canadians under the age of 45 would not also be negative, i.e., that COVID vaccination is more likely to kill you than prevent you from dying of COVID.
Where Governments have a strong incentive to bury inconvenient data, the incentives for insurance companies go in the opposite direction. All of Germany's health insurance companies have an incentive to explain to shareholders why they lost so much money last year. It will take a few weeks to collect the data, but I'm reasonably confident all the data will come out. (There should even be data available in existing health records on the age demographics of the vaccine fatalities.)
We can assume that state-controlled media like the CBC won't cover this story, but we can guess it will soon be all over the internet. At least part of the international press can be expected to cover it. Once the pandemic is over and the pressure to not cover any story which might increase "vaccine hesitancy" disappears, I suspect this story will be the final nail in the coffin for the mRNA vaccines.
PS: Both of the links above are for German sources. If you run them through Google Translate the English versions are reasonably coherent.
PPS: One has to suspect that the reason the Canadian Government never did mass community sero-positivity testing is that it would have undercut their agenda of scaring people into getting vaccinated. If you look at Canada's case fatality rate based on diagnosed cases, it looks like roughly 1 percent of those who get COVID die. If sero-positivity testing indicated that 3/4 of COVID cases were asymptomatic and undiagnosed, then the infection fatality rate would fall to 1/4 of one percent. That's not high enough to scare people with, particularly if you let people know that more than half of those dying are over the age of 80. That would have really gotten in the way of the CBC and the Canadian Government being able to terrify you!
Great article, Bruce! I love the way you are able to read and analyze data to arrive at logical and commonsense conclusions. The denial and underreporting of adverse effects from the mRNA vaccines is one of the most troubling (putting it mildly) aspects of this whole vaccination narrative. This piece is a step in the right direction of exposing what I strongly suspect is the horrific extent of the damage caused by these vaccines. Society isn't ready to hear it yet, and there is, and will be, a huge cover-up of the ugly truth. But it will come out eventually. Thanks for this!